A lire sur: http://www.businessinsider.com/5-mobile-payments-data-points-2013-7
Consumers gravitate to convenience. That's as true with payment technologies as it is with anything else. A prime example is the decades-old trend away from cash or checks and toward credit cards. Now, the mass adoption of smartphones and tablets has set the stage for a new move — away from fixed-point, card-based transactions and toward those completed on mobile. The old dream of the "digital wallet" is coming true in a very particular mobile-led fashion.
In a recent report from BI Intelligence, we explain the main types of mobile payments, analyze the state of the mobile payments race, examine the matchup between card readers and near-field communications (NFC), look at how traditional banks, credit card companies, and card processors are responding to the mobile payments threat, and detail who is furthest along in developing the all-in-one solution for merchants and consumers.
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Here are 5 data points that help underscore the explosion:
Consumers gravitate to convenience. That's as true with payment technologies as it is with anything else. A prime example is the decades-old trend away from cash or checks and toward credit cards. Now, the mass adoption of smartphones and tablets has set the stage for a new move — away from fixed-point, card-based transactions and toward those completed on mobile. The old dream of the "digital wallet" is coming true in a very particular mobile-led fashion.
In a recent report from BI Intelligence, we explain the main types of mobile payments, analyze the state of the mobile payments race, examine the matchup between card readers and near-field communications (NFC), look at how traditional banks, credit card companies, and card processors are responding to the mobile payments threat, and detail who is furthest along in developing the all-in-one solution for merchants and consumers.
Access the Full Report By Signing Up For A Free Trial Today >>>
Here are 5 data points that help underscore the explosion:
- $640 million: eMarketer has estimated mobile payments as adding up to $640 million in transaction volume in the U.S., up from $170 million in 2011. However, this figure does not include swipes on mobile credit card readers like Square and PayPal Here, only consumer-side mobile payments in-store.
- $10 billion: Card readers are building real scale. Square's mobile payments volume rose to $10 billion in 2012, up from $2 billion in 2011. Starbucks is switching its credit and debit card processing to Square, and as of January 2013 accepts the "Square Wallet" app at 7,000 locations.
- $14 billion: Though much of that volume was from PayPal-enabled mobile commerce, and not in-store payments, that's still evidence of mobile catching on as a transactional platform.
- 7.9 million: As of year-end 2012, only 7.9 million U.S. consumers (less than 90 percent of the total) had adopted a consumer-facing NFC-compatible system like "Google Wallet," or apps that use QR codes or other methods to generate a payment. Card readers seem to be way ahead in the game.
- $3.95 trillion: With more than $3.95 trillion of non-cash transaction volume recorded in the U.S. alone in 2011, the stakes are high in this space.
- Explains the main types of mobile payments
- Analyzes the state of the mobile payments race,
- Examines the matchup between card readers and near-field communications (NFC)
- Looks at how traditional banks, credit card companies, and card processors are responding to the mobile payments threat
- Details who is furthest along in developing the all-in-one solution for merchants and consumers
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